SouthFlex - Flexible Spending Account Plans
Enrollment Information
Health Equity Inc. provides claims administration for the SouthFlex Flexible Spending Accounts, and will continue to offer the Visa® Reimbursement Account Debit Card. When you incur a qualified medical expense, you will be able to pay with the HealthEquity® Visa® Reimbursement Account Card or submit the expense through the online tool for reimbursement. It is important to remember to save all receipts as you may need them for reimbursements and to possibly validate your expenses.
In order to participate in SouthFlex, you must enroll each year. Even if you are currently enrolled in SouthFlex, you must make a new enrollment election in Employee Navigator to participate in the 2026 plan year. The deadline to enroll is Friday, October 24, 2025 at 5:30 p.m.
The maximum dollar limitation on voluntary employee salary reductions for contributions to Health Care Flexible Spending Accounts is currently $3,300.
The maximum annual employee salary reduction contribution allowed for the Dependent Care Flexible Spending Account is $7,500 or $3,750 for married taxpayers filing separate returns.
The 2025 annual limit on employee salary reduction contributions to the Health FSA is currently $3,300. The IRS will announce 2026 FSA limits in late 2025. Employees that elect the full annual election of $3,300 for 2026 will automatically be enrolled in the newly released maximum limit.
- Unused employee contributions to the Health FSA for the 2026 plan year are eligible to be rolled over at a maximum of $660* into 2027 and must be used no later than December 31, 2027. *Amount subject to change annually per the IRS.
- Dependent Care accounts in 2026 will have a grace period for use of dependent care funds. Participants with balances remaining at the end of 2026, will have until March 15, 2027, to incur eligible dependent care expenses and until April 15, 2027, to file for dependent care reimbursement.
New for 2026:
Dependent Care Flexible Spending Account limits are increasing for the 2026 tax year. For single individuals and married couples filing jointly, the maximum annual contribution limit increases to $7,500. For married individuals filing separately, the limit increases to $3,750.
Online Benefits Enrollment
We are excited to provide Employee Navigator for online employee benefits enrollment. Employees are required to login to view benefit elections, make changes to health insurance enrollment, enroll in new coverage, add or remove dependents, enroll in SouthFlex for plan year 2026, add VSP vision coverage, add life insurance beneficiaries, enroll in Aflac policies and much more!
To register, as a new user, please visit: https://www.employeenavigator.com/benefits/Account/Register
Need assistance? Call 1-800-273-0873 to speak with a Benefit Navigator.
Open Enrollment elections in Employee Navigator must be made no later than 5:30 p.m. on Friday, October 24, 2025.
